Your role will be to contribute to the management of the client’s Credit Risk by providing information and analytical support for the effective monitoring and control of risk exposure for a suite of consumer lending portfolios

Responsibilities:

• Production of risk reports as part of the monthly risk reporting processes
• Perform standard and ad-hoc statistical analysis to investigate trends and to support credit risk decisions
• Undertake analysis to determine the impact of strategy changes to areas of application and account management strategies
• Present ideas via reports and presentations, outline findings and make recommendations for improvements to business stakeholders
• Investigate data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings
• Run statistical models to forecast portfolio risk and monitor trends
• Test the implementation of strategy changes to live decisioning systems
• Assist with scorecard monitoring

Minimum Requirements:

• A Bachelor’s qualification in Commerce, Science, or Humanities with a focus on Statistics, IT, Economics, Mathematics, or similar is preferred
• >3 years’ experience in the following:
  • Credit risk analysis on lending products
  • Data manipulation and analysis using SAS, SQL or other data analysis tools
  • Bad debt provisioning techniques
• Strong analytical and problem solving skills are essential
• Good planning and organisation skills
• Must be able to manage deadlines
• Attention to detail and commitment to delivery is vital
• Quality control of output data
• Compilation of reports based on information retrieved and analysed
• Strong ability to interpret data, communicate this to and influence key stakeholders